MICHEL PICOTTE
Mortgage Team

A better way home

with mortgage solutions tailored for you.

Experience the difference the
right advice can make

Michel Picotte
Mortgage Broker

Let’s get started, whether you’re buying your first home, renewing your mortgage, looking to refinance or anything in between our goal is to empower you to make an educated decision that benefits you now and in the future. By taking the intimidation out of the mortgage process, my approach is to advocate on your behalf and provide you
with unbiased advice. Through flexible hours and a high level of customer service, you can rest assured that we will find a solution that exceeds your needs.

Services at a Glance

We create complete confidence in every mortgage by providing current market insights and stress-free solutions, customized for our clients’ unique financial needs. As a mortgage broker my services are free and at no cost to you.

Purchase
Mortgage

I'll help you find the perfect mortgage so you can enjoy the home buying experience.

Mortgage
Refinancing

Your mortgage refinance should be simple and easy. Avoid the stress and the little details.

Mortgage
Renewals

With my mortgage renewal process, you can save thousands. I'll handle the details.

First-Time
Home Buyer

Purchasing your first home should be pleasant and exciting. Let us help.

Rental
Property

Whether you're an avid real estate investor or just starting out, we can help build your real estate portfolio.

Self-Employed
Mortgage

Self-employed mortgages can be tricky. I'll take care of the details to get you approved.

Construction
Mortgage

You deserve to buy your dream home. I'll handle the stress of your construction mortgage.

Private Mortgage
Service

A private mortgage can benefit your finances. I'll keep you informed and explain your options.

Mortgages Made For You

One mortgage definitely does not fit all. After carefully listening to each of our clients’ respective goals and aspirations while evaluating their financial situation. We provide the mortgage options made for you.

Mortgages Made Simple

We can do everything remotely, so you can get a mortgage from anywhere. After a quick call, we’ll determine exactly what you’re looking for, and streamline the process to make it as simple as possible.The process can be daunting and overwhelming. Let us guide you through it all.

Why work with us?

As a mortgage professional ready to develop a plan as unique as you are. Every homebuyer needs a mortgage personalized to their specific needs – by focusing on  relationships, building trust, and consistent communication, we ensure that you receive the best advice along with the best mortgage to suit your needs and goals.

Relationship Focused

We get to know your unique needs, lifestyle, and goals to make the best recommendations for your mortgage.

The Right Mortgage

Lower rates, better terms, and more flexibility. We are able to find a custom solution that fits your needs.

Independent Advice

We provide independent guidance to find the mortgage that’s best for you - regardless of the financial institution.

About Us

Michel Picotte

Mortgage Broker

Combining a wide range of experience in mortgage financing with the highest level of customer service, Michel Picotte has a proven track record of delivering exceptional results for every client he serves. Whether assisting a first-time buyer or an avid investor Michel’s approach is to make the mortgage process as seamless and efficient as possible while assessing a client’s specific need and presenting them with unbiased advice and options that are most suitable to their financial interest.

Ginette Picotte

Client Care Specialist

Throughout her 40-year career in mortgage brokering and banking, Ginette’s motto has been to prioritize her clients’ best interest. She provides a personal approach to her clientele while bringing a wealth of knowledge and experience to assist in achieving their homeownership goals. With her extensive experience in the field, Ginette can help guide clients in navigating the complexities of the mortgage and banking industry. Her unwavering commitment to her clients has earned her a reputation as a trusted professional in the industry.

Mortgage Payment Calculator

Looking to buy a home and want to estimate your monthly mortgage payments? Try our free mortgage calculator tool, which can help you calculate your estimated monthly payments and total interest over the life of your mortgage.
monthly mortgage payments

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No matter your mortgage needs, I have your mortgage solutions. I have a decade and a half of experience finding people the perfect mortgage for their situation. Yours could be next.

My mind is ready for your mortgage.

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years in the industry

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mortgages funded in the last 15 years

$ 0 M+

mortgage volume funded in the last 15 years

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lenders available including TD Canada Trust, Scotiabank and Alterna Savings

Are you ready for your
next mortgage?

Schedule A Phone Call